Low income houses revamped

first_imgPICO RIVERA Workers were busy Monday readying the back yard of Pico Rivera homeowner Matilde Medina, who is adding a new garage to her three-bedroom home on Spruce Street. ‘It will make a difference,’ said the 85-year-old, who otherwise could not afford the addition on what she gets from Social Security. ‘It’s so hard to get a loan from any bank when you are low income.’ That’s where the city’s Owner Occupied Housing Rehabilitation Program stepped in. This year, the program received $800,000 through the state Department of Housing and Community Development. Last year, the city received $585,000 from the department, which receives the money through the U.S. Department of Housing and Urban Development and disperses it to applying cities. ‘Our hope is to upgrade housing stock, much of which is more than 50 years old,’ said Michelle Ramirez, Pico Rivera’s housing senior manager. Whittier has a similar program, the Home Rehabilitation Program, which provide loans ranging from $2,500 to $35,000 for home upgrades, depending on eligibility, said Jeff Collier, director of community development. ‘The key is to preserve housing stock you already have, and some people don’t have discretionary money to do that,’ said Collier. ‘That’s where we step in.’ debbie.pfeiffer@sgvn.com (562) 698-0955, Ext. 3028160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! AD Quality Auto 360p 720p 1080p Top articles1/5READ MORESanta Anita opens winter meet Saturday with loaded card The program has been hugely popular. The city has a waiting list of 1,300 households that have applied. Of those, at least 20 new loans will be processed this year, Ramirez said. ‘We are hoping this will help us to get caught up, so we can open up the list that is currently closed a few years down the road,’ said Ramirez. The program provides low-cost loans, typically in the $55,000 to $60,000 range, to homeowners who meet federal income limits. For example, a family of four with an income under $52,400 qualifies, as would a five-member family with an income of under $56,600. Once a resident is approved for a loan, they are responsible for hiring a contractor. Typically, the loans go toward kitchen and bath remodels, exterior painting, roof work and room additions, Ramirez said.last_img read more


first_imgDONEGAL County Childcare Committee are hosting a fundraising afternoon team at their offices tomorrow to support families coping with autism.It runs from 2pm-4pm and we’re told the pastries and cakes are going to be exceptional!All proceeds go to the Letterkenny Family Autism Support Group. The DCCC offices are at 10-11 St Columba’s Terrace on High Road Letterkenny. AFTERNOON TEA TO HELP AUTISM SUPPORT GROUP was last modified: April 26th, 2016 by John2Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more


first_imgDonegal boss Jim McGuinness will start doing his homework on Monaghan after they beat Cavan in the Ulster semi-final in Clones.Monaghan can thank Conor McManus who helped himself to  six point tally to see his side beat Cavan 1-10 to 0-12.This was a close contest throughout but Monaghan grew stringer in the second half. The Farney men are through to face reigning champions Donegal in the Anglo-Celt Cup decider.Donegal will be strong favourites but McGuinness will be taking nothing for granted. MONAGHAN FACE DONEGAL IN ULSTER FINAL AFTER THEY BEAT CAVAN was last modified: June 30th, 2013 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:donegalMonaghanUlster Finallast_img read more

Rio Ferdinand reveals why Romelu Lukaku is ‘a dream’ to defend against

first_img England’s most successful clubs of the past decade, according to trophies won 3 BEST OF Every time Ally McCoist lost it on air in 2019, including funny XI reactions 3 silverware Lukaku failed to score for the fifth successive game 3 Lukaku is ‘a dream’ to defend against, according to Ferdinand Forbes list reveals how much Mayweather, Ronaldo and Messi earned this decade Berahino hits back at b******t Johnson criticism – ‘I was in a dark place at Stoke’ Romelu Lukaku is a ‘dream’ to defend against, Rio Ferdinand believes.The former Manchester United defender – one of the best of his era – was watching his former club scrape a 0-0 draw against Valencia in the Champions League after which they were booed off the Old Trafford pitch. It was the club’s fourth match without a win. MONEY And Lukaku, who has not scored for the last five games, needs to be more intelligent and cause more confusion for opponents, according to Ferdinand.“When the ball is developing more in central areas of the pitch he just stands and really he’s got to be moving even if he’s sometimes standing offside,” he told BT Sport.“Make defenders think, and at the moment defenders are seeing exactly where he is, he’s not moving so you know what he’s doing and for a defender that’s a dream.“You need players moving in behind, making your defender changing position and changing the eyeline.” ADVICE Where Ancelotti ranks with every Premier League boss for trophies won center_img Ferdinand’s former team-mate, Paul Scholes was also very critical of the team.Before the game, the ex-midfielder revealed he was surprised Jose Mourinho was still the manager following the Premier League defeat to West Ham and afterwards agreed with Ferdinand’s view on Lukaku.“Lukaku is disappointing,” he said. “His movement is non-existent at the minute. It looks like he needs coaching and telling where to run into.“There was a couple of occasions when Paul’s [Pogba] hit good balls into him but they are not balls he is making a run for, they are balls that he’s been made to chase and Paul needs that. “Midfield players need that.” Most popular football news REVEALED Top nine Premier League free transfers of the decade Ferdinand was not impressed by Lukaku’s display against Valencia RANKED Oxlade-Chamberlain suffers another setback as Klopp confirms serious injury huge blow Son ban confirmed as Tottenham fail with appeal to overturn red card REVEALED no dice Ronaldo warned Lukaku how hard scoring goals in Serie A would be before Inter move REPLY Which teams do the best on Boxing Day in the Premier League era? last_img read more


first_imgWith just hours to go before Ireland officially kicks off its participation in Euro 2012, Donegal has gone football mad!Flags are draped from cars, buildings and even dogs around the county’s villages and towns as we prepare for tonight’s crucial openings game against Croatia (kick-off 7.45pm).And it’s very much “beer we go’ in Poland as well as hundreds of lucky Donegal fans prepare for the game. Our picture shows Shay Given’s dad Seamus taking some much-needed fluids on board along with well-known Letterkenny men James Barcley, Eric White and Gerry Meehan.Eric said the lads are having a ball and were really looking forward to the games.“There’s a great atmosphere here but I hear things are really beginning to build up back home in Donegal.“We’re confident we can do it tonight and get off to the perfect start. “Somebody will have to send us over some money if we get out of the group stages,” laughed well-known BBC reporter Eric.Donegal Daily will bring you more as the countdown to tonight’s game continues.If you have any pictures send them to info@donegaldaily.com.CMON IRELAND!!!    ‘BEER WE GO, BEER WE GO, BEER WE GO!’ …..DONEGAL GOES FOOTBALL CRAZY was last modified: June 10th, 2012 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:donegalEric Whiteeuro 2012Gerry MeehanJames BarcleyletterkennySeamus Givenlast_img read more

Kavan Earns State Farm MVC Good Neighbor Award

first_imgKavan also received the President’s Council Academic Excellence Award earlier this year. In order to be eligible for the award, the student-athlete must be in good academic standing, must demonstrate good citizenship through good sportsmanship and significant community service, and must participate in a sport during the season of recognition. Hailing from Lincoln, Neb., Kavan leads Drake with three assists this season and ranks second with two goals and seven points. Kavan, a redshirt senior majoring in marketing and minoring in graphic design, boasts a 3.99 GPA and was selected to the MVC’s Scholar-Athlete First Team in 2018. Last month she was featured as the MVC Scholar-Athlete of the Week in recognition of her success on the field, in the classroom, and in the community.center_img ST. LOUIS, Mo. – Vanessa Kavan has been named one of ten recipients of the State Farm Missouri Valley Conference Good Neighbor Award, the conference announced Wednesday. Honorees are selected by MVC Commissioner Doug Elgin in an effort to recognize the achievement of exceptional student-athletes. The Bulldogs travel to Illinois State on Thursday for a crucial matchup in deciding MVC Tournament seeding. Click here for a preview. Print Friendly Versionlast_img read more


first_imgBeginner Whistles @ Ceolna Coille Summer School 2015Ceol na Coille Summer School with Shane BrackenCarmel Gunning with whistle students at Ceol na Coille Summer School 2015Somebody was pulling a few strings at the Ceol na Coille Summer School 2015Maitiú Ó Casaide & Ciarán MacFheidhlimidh @ Ceol na Coille Summer School 2015Ceol na Coille Singing Class 2015 Summer SchoolCeol na Coille Summer School Harp 2015Introduction to Irish Music at Ceol na Coille Summer SchoolSummer School 2015 Ceol na Coille Banjo ClassCeol na Coille Summer School with SHane Bracken, Bríd Harper & Kate FordeMelanie Houton with her fiddle class @Ceol na coille Summer School 2015SIZZLING SUMMER SOUNDS FROM CEOL NA COILLE – PICTURE SPECIAL was last modified: July 24th, 2015 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:Ceol na Coilledonegalletterkennypicture speciallast_img read more

10 things to know about Warriors’ swaggy top pick Jordan Poole

first_imgThe Warriors raised a few eyebrows around the NBA with their selection of Michigan sharpshooter Jordan Poole with the No. 28 pick in the NBA draft on Thursday night.While many projected the 6-foot-5 guard to be taken much later in the draft, the Warriors obviously valued his scoring ability. He averaged a pedestrian 12.8 points this past season at Michigan, but made 37 percent of his 3-point shots and 83 percent of his free-throw attempts.But what else do we know about the 20-year-old …last_img

Darwin Was Right, So They Say

first_img(Visited 44 times, 1 visits today)FacebookTwitterPinterestSave分享0 In order to keep Darwin looking trendy, some evolutionists use the “Darwin was right” meme.Darwin was right #1: invasive species:   “Evolutionary imbalance hypothesis: On invasive species, Darwin had it right all along, study shows.” That’s the meme in action from a Brown University press release.   The question should be whether Darwinism uniquely helped explain invasive species in ways other biologists did not, because the problem certainly predates Darwin, as any farmer would know.   The article summary says,Based on insights first articulated by Charles Darwin, professors at Brown University and Syracuse University have developed and tested the “evolutionary imbalance hypothesis” to help predict species invasiveness in ecosystems. The results suggest the importance of accounting for the evolutionary histories of the donor and recipient regions in invasions.Here’s how the “evolutionary imbalance hypothesis” (EIH) is defined: “Species from regions with deep and diverse evolutionary histories are more likely to become successful invaders in regions with less deep, less diverse evolutionary histories.”  The basic idea, say the two scientists (Sax & Fridley) featured in the press release, was first articulated by Darwin.  “Darwin’s original insight was that the more challenges a region’s species have faced in their evolution, the more robust they’ll be in new environments.”  This fit into Darwin’s ideas on competition: fighting for survival makes you stronger, or fitter.  Species tested in the crucible of competition “consequently been advanced through natural selection and competition to a higher stage of perfection or dominating power.”While it may sound intuitive, a question comes to mind: how can anyone know what challenges a species has faced in its evolution?  If species robustness is measured by its success at invasion, the scientist would be reasoning in a circle.  Sax & Fridley assume that the more diversity in a region, the more the species have competed and become robust; the more successful, therefore, they will be as invaders.  This is old-school Darwinism, however.  Many biologists now believe that nature can “let a thousand flowers bloom” in the same ecosystem without fierce competition.Although Sax & Fridley found some confirming evidence in their studies, they also found anomalies, which they were able to explain away with auxiliary hypotheses.  This opens their confident claims to criticisms of ad hoc theory rescue.  Late in the article, this qualification appears: “Sax and Fridley acknowledge in the paper that the EIH does not singlehandedly predict the success of individual species in specific invasions.”   If anyone were to use EIH to predict an outcome in a real-world situation, it appears anything could happen, and could still be explained a posteriori within the Darwinian model.  How useful is that?Darwin was right #2: Group selection:  Without going into detail, we can note that “group selection” (natural selection acting on categories above the individual) has long been controversial.  Steven Pinker criticized the notion as “a scientific dust bunny, a hairy blob in which anything having to do with ‘groups’ clings to anything having to do with ‘selection.’”  Nevertheless, Jonathan Pruitt and Charles Goodnight are keeping it alive with new evidence, and giving the credit for their insight to You-Know-Who.  Without saying “Darwin was right” verbatim in a press release from the University of Vermont, they imply as much in their research on spiders (among which they claim to have observed group selection in action).In his 1859 masterpiece, On the Origin of Species, Charles Darwin puzzled over how ants could — generation after generation — produce workers that would serve the colony — but were sterile. Evolution by natural selection has often been understood to work at the level of the organism: the traits of an individual determine whether it will survive and reproduce. How could these sterile ants persist in nature, he wondered, if they didn’t reproduce?“This difficulty, though appearing insuperable, is lessened, or, as I believe disappears, when it is remembered that selection may be applied to the family, as well as to the individual.” In other words, evolution by natural selection, Darwin thought, could operate at numerous levels, including groups: “A tribe including many members,” Darwin wrote in Descent of Man, who were able to “sacrifice themselves for the common good, would be victorious over most other tribes; and this would be natural selection.“By implication, why can’t biologists today accept the fact that the Father of Evolutionary Theory thought of group selection first?  What’s the problem?  Darwin may have been right.  If history is any guide, though, this decades-long controversy will not be resolved by a new story about spider personalities.Darwin was right #3: Jump Dispersal:  Another instance of the “Darwin was right” meme is found in this story from the National Institute for Mathematical and Biological Synthesis (NIMBioS). It deals with biogeography: how animals got from here to there.  It’s a subject, we are told, that “has long been debated among biologists, especially in cases where organisms that are related live on distant continents separated by vast oceans.”  (This might be a surprise to those who have long been told that biogeography provides strong evidence for evolution.)More than one hundred and fifty years ago, Charles Darwin hypothesized that species could cross oceans and other vast distances on vegetation rafts, icebergs, or in the case of plant seeds, in the plumage of birds.Though many were skeptical of Darwin’s “jump dispersal” idea, a new study suggests that Darwin might have been correct.So does Darwin explain how large flightless birds got from Africa to New Zealand and South America?  The only two explanations tested were (1) land bridges and (2) vegetation rafts, icebergs, or other unusual transport mechanisms (Darwin’s hypothesis).  Jump dispersal was often doubted because it relied on rare, “near miraculous” events.Nicholas Matzke, a staunch Darwin defender, developed a computer program that gives the edge to jump dispersal, allowing him to credit Darwin: in the computer model, “the jump dispersal pattern appears to be much more common,” he says.  “It looks like Darwin was right after all.”   It seems to have escaped his notice, though, that Biblical creationists have appealed to both mechanisms as consequences of the global Flood: (1) land bridges from a lowered sea level, and (2) vegetation rafts.Here’s a puzzle for everyone.  It was reported on PhysOrg: “If hippopotamuses can’t swim, how can some be living on islands?”  That’s right; those big, fat “river horses” trot on the bottom of waterways, but are not known for floating or being distance swimmers.  How come fossils of hippos have been found on distant islands, like Madagascar?  “Experts say that widely accepted models for the methods, patterns, and timing of the colonization and dispersal to several islands (e.g. Cyprus, Crete, and Madagascar) may need to be reconsidered.”  The article doesn’t rule out land bridges, but says that they “are not currently supported by positive geological evidence.”  Matzke should plug “hippos” and “Madagascar” into his computer model and see if they were carried there on icebergs or by some other “near miraculous” event.Sure, Darwin was right on occasion.  He was right by chance sometimes, like the proverbial broken clock.  He was right when he wasn’t left.  He was right whenever he overlooked the implications of his theory and acted like a proper Victorian gentleman.  It’s doubtful that will make much difference in the Great Judgment (see 11/30/05).last_img read more

Spit Out The Bones

first_imgA Zen Master I know, Genpo Roshi, wrote a book called Spitting Out the Bones. The book title is something his Master said to him about Zen. His Master told him that he must “swallow the whole fish and then spit out the bones.”A lot of us, your humble author included, tend to write in terms that suggest there is only one way to do something, or one right answer. We sometimes set up straw men against which we rail to make a point, but in doing so, we frame things as mutually exclusive choices. Because of the mediums we choose, like a blog post or LinkedIn, we don’t always provide enough context. In law school I learned that every major law had exceptions, and those exceptions had exceptions of their own. Context is always taken into account, and judges (or more accurately, their law clerks) write pages and pages explaining the context and why it matters to a decision.If you have been here for any time, you know that I want you to stop being transactional and be super-relational. Except when you shouldn’t be super-relational. If what you sell should be sold as a transaction, by all means, transact. You are not creating value by dragging things out for the person trying to buy something from you (unless of course, you are . . . see how difficult generalizations can be?)You should also defend your price and justify the delta between your price and your competitors. Except for when you shouldn’t. Maybe the discount is strategic, and your company is trying to buy market share (something the Japanese auto manufacturers did in the 1980’s to great effect). Or maybe you live in a place where everything is a negotiation, and where people increase their prices knowing they are going to haggle. In these cases, the advice I offered is harmful to you. It’s out of context.All things being equal, relationships win. Except when they don’t. There are people who will find enough value in your product and solution that they’ll buy it even if they aren’t head over heels in love with you. As much as my experience informs my belief that relationships are incredibly powerful in creating a competitive advantage, nothing is universally true (except that nothing is universally true, but even that could be false).When you see me write words like “mostly,” and “likely,” it’s because I believe there is more gray than there is black and white. What works in some cases doesn’t work in others. The reason that I like choices is that when something doesn’t work, you need to try something else.So, I will offer you what Genpo Roshi’s master provided him. Swallow the whole fish, and spit out the bones. If something isn’t right for you or for some situation, don’t believe that you must follow a rule that leads you to an adverse outcome. My goal is always to write ideas that matter and that are actionable, but that isn’t always going to be true for everyone who runs across this blog. Essential Reading! Get my 2nd book: The Lost Art of Closing “In The Lost Art of Closing, Anthony proves that the final commitment can actually be one of the easiest parts of the sales process—if you’ve set it up properly with other commitments that have to happen long before the close. The key is to lead customers through a series of necessary steps designed to prevent a purchase stall.” Buy Nowlast_img read more