Independence Not Marriage Prompts Millennials to Move Homes

Independence Not Marriage Prompts Millennials to Move Homes

first_img Home HOUSING Millennials Movements Renting Trulia 2018-01-31 Radhika Ojha January 31, 2018 583 Views In 2017, 34.9 million Americans changed residence. At 10.9 percent household mobility rate, that the lowest moving rate that has been seen around the U.S. since the Census Bureau began keep track of migration trends, according to a research released by Trulia.The research, which analyzed the reasons why people move with an eye on the millennial age-group found that 38.4 percent of 18 to 34 year olds lived with their parents or relatives, up from 28.7 percent in 1962. However, it noted that this slow movement has been seen across all age-groups and not only with millennials.In fact, when it came to millennials it was independence, rather than traditional factors like marriage that made them think of moving out. Young women were closing the gap for job related moves, with young women moving for a job rising 5 percentage points in 2017, compared to 2000.The research found that the proportion of moves made by each age-group has remained relatively constant over the years. It said that people under the age of 35 made up for the largest proportion of moves in 2017 and were 19 percent more likely to move than Americans aged 35 to 54 and 32 percent more likely to move than Americans aged 55 or older.The study found that 18 percent of millennials wanted to move to establish their own households, while 16.1 percent wanted new or better housing. Around 11.9 percent millennials moved because of a new job or job transfer. At around 7 percent each, easier commute and cheaper housing ranked as one of their least likely reasons to move. Pointing out that young Americans were twice as likely as their older counterparts to move because they wanted to establish their own households, the study said that in 2000 young adults moving to establish their own homes moved 2.5 times more frequently than they did because of getting married. This number had risen to 4.2 times in 2017.The report also found that millennials are rebounding from the effects of the recession and moving for positive reasons such as to own instead of rent, or for better housing.To learn more about the trends in millennial home movements, click here. Independence, Not Marriage Prompts Millennials to Move Homescenter_img in Daily Dose, Data, Featured, News Sharelast_img read more

A Reversing Trend

A Reversing Trend

first_img November 6, 2018 3,972 Views Share in Daily Dose, Featured, News, Origination A Reversing Trendcenter_img Mortgage credit availability increased in October driven largely by an expansion in the supply of conventional credit, according to the latest data on the Mortgage Credit Availability Index (MCAI) by the MBA.The data indicated that the MCAI during the month increased 2.5 percent to 186.7, with the conventional MCAI rising 5.5 percent and the government MCAI decreasing slightly by 0.4 percent. The MBA said that among the conventional MCAI components, the Jumbo index rose 6.3 percent while the Conforming Index increased 4.6 percent.”Credit availability increased in October, driven largely by an expansion in the supply of conventional credit, while government credit fell slightly over the month,” said Joel Kan, AVP of economic and industry forecasting at the MBA.While the MCAI component indices are constructed using the same methodology as the primary MCAI index, they differ in the population of loan programs they examine. For example, while the government MCAI examines FHA, VA, and USDA loans, the conventional index looks at non-government loan programs.The rise in MCAI also indicated a loosening of credit, reversing a trend from last month. A fall in the index would indicate a tightening of mortgage credit.”Reversing a trend from last month, lenders made more conventional and low down payment programs available to prospective borrowers,” Kan said. This increase in supply was likely in response to a growing number of first-time home buyers in the market, as home price appreciation has slowed and wage growth has picked up. Jumbo credit availability also expanded last month, with the jumbo index increased again to its highest level since the survey began.”The Jumbo and Conforming MCAIs are a subset of the conventional MCAI and do not include FHA, VA, or USDA loan offerings. The Jumbo MCAI examines conventional programs outside conforming loan limits while the Conforming MCAI examines conventional loan programs that fall under conforming loan limits. Borrowers conventional loans Credit FHA Jumbo Loans Lenders loans MBA MCAI mortgage VA 2018-11-06 Radhika Ojhalast_img read more

AUS Proposed Great Barrier Reef regulations igno

AUS Proposed Great Barrier Reef regulations igno

first_img AUS: Proposed Great Barrier Reef regulations ‘igno … May 27 , 2019 Along with McKenzie, the Australia Government has announced its new Assistant Minister for Forestry and Fisheries – Liberal Senator for Tasmania Jonathon Duniam.Regarding these appointees, Whiteside commented: “The Australian agriculture industry is fortunate to have many strong and passionate advocates that are committed to supporting the industry and the many thousands of workers that contribute to producing our food and fibre.”He went on to elaborate on the industry’s aims, highlighting his belief in Senator McKenzie to see them actualized.“It is important that we provide vegetable and potato growers with the support and opportunities that they need to continue to produce high-quality fresh vegetables for local and international consumers so that they can build their businesses to support themselves, their families and their communities.”In our industry’s effort to grow the value of Australian agriculture to $100 billion, the horticulture industry will be vital to help realise this ambitious goal. I look forward to working with Senator McKenzie and the Morrison Government to help realise the potential for our industry to thrive into the future.” Australia’s peak industry body for vegetable and potato growers, AUSVEG, has welcomed the country’s first female Minister for Agriculture – Deputy Nationals Leader Bridget McKenzie.“Given Senator McKenzie’s past involvement in rural affairs and strong advocacy for our industries, we are glad to welcome her to the role and look forward to working closely alongside her and all members of the Government to ensure Australia’s vegetable and potato growers can be productive, profitable and globally competitive,” says AUSVEG CEO James Whiteside.“We would like to thank Minister Littleproud and Minister Colbeck for their valuable contributions as former Minister and Assistant Minister for Agriculture and look forward to continue working closely with them in their new roles,” he adds. Australia ups efforts against Queensland fruit fly …center_img Australia: Queensland govt boosts TR4 funding, cal … Kanzi apple harvest kicks off in Australia … You might also be interested inlast_img read more

The Arizona Cardinals may be looking to bolster th

The Arizona Cardinals may be looking to bolster th

first_imgThe Arizona Cardinals may be looking to bolster their defensive line.According to Jim Wyatt of The Tennessean, the team is scheduled to meet with Pittsburgh Steelers lineman Al Woods Friday.Before then, though, he will visit with the Tennessee Titans Wednesday and Green Bay Packers Thursday.Woods, 26, is a four-year NFL veteran who has played for the Steelers, Seahawks and Buccaneers. Last season he had 16 tackles along with a career-best two sacks. Top Stories Originally a fourth-round pick by the New Orleans Saints out of LSU in 2010, the 6-foot-4, 307-pound lineman is looked at as someone who is more adept at stopping the run than he is at getting to the quarterback. Derrick Hall satisfied with D-backs’ buying and selling Former Cardinals kicker Phil Dawson retirescenter_img The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Grace expects Greinke trade to have emotional impact 0 Comments   Share   last_img read more

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first_img – / 35 0 Comments   Share   Grace expects Greinke trade to have emotional impact Top Stories The 5: Takeaways from the Coyotes’ introduction of Alex Meruelocenter_img Former Cardinals kicker Phil Dawson retires The Arizona Cardinals selected Washington State defensive back Deone Bucannon with the No. 27 overall pick in the 2014 NFL Draft.Bucannon was an all-conference selection, started for three years and played in every game during his time at Washington State. He intercepted six passes in 2013 to go along with 114 tackles, including 4.5 tackles for loss and three forced fumbles. Derrick Hall satisfied with D-backs’ buying and sellinglast_img read more

Former Cardinals kicker Phil Dawson retires

Former Cardinals kicker Phil Dawson retires

first_img Former Cardinals kicker Phil Dawson retires At long last, the 2017 NFL season is here!For fans of the Arizona Cardinals, it’s a chance to forget about, well, a forgettable 2016 season in which their team fell short of astronomical expectations placed on it.For the rest of the league, it’s a chance to try and knock off the rolling locomotive of the New England Patriots, who completed a historic 25-point comeback to win Super Bowl LI in Houston — the franchise’s fifth title in the Belichick-Brady era. No other team has won more than two Lombardi Trophies in that span. Doug FranzOVER Dan BickleyOVER John GambadoroSeahawksGiantsPackersFalconsCardinalsBuccaneersPackers over Falcons Dave BurnsSeahawksEaglesPackersBuccaneersCardinalsVikingsPackers over Seahawks Dave BurnsChiefsPatriotsSteelersTitansRaidersTexansPatriots over Steelers HostSuper Bowl ChampOVERRunner-up Markus Golden: 5.5 votesChandler Jones: 4.5 votes The Cardinals are blessed with two dynamic edge pass rushers. In fact, Golden and Jones are the only teammates who both had double-digit QB sacks last season.Doug Franz predicted that each outside linebacker will have 12 sacks, thus the half-vote.Respondents who chose Golden predict an average of 14.2 sacks. Those who chose Jones project 14.3.Either way, that’s a lot of sacks! Offensive Line: 6 votesWide Receivers: 2 votesCornerbacks: 1 voteInside Linebackers: 1 vote The majority picks the offensive line — and based on a roster move this week, the Cardinals may agree. Steve Keim went out and signed veteran guard Alex Boone, who should initially provide depth, but most believe he’ll eventually take over for starter Evan Boehm. Protecting Carson Palmer is of paramount importance every season, so the onus falls on this group to perform. Mike JureckiOVER The on-air staff of 98.7 FM, Arizona’s Sports Station put its collective prognostication cap on and has provided insight on the prospects for the Cardinals and what the rest of the league could like.We’ll start with a look at what the guys think about the 2017 edition of the #Birdgang. Dave BurnsOVER 11-5: 4 votes10-6: 5 votes9-7: 1 vote All of our panelists have the Cardinals notching a winning record, which would be the team’s fourth in five years under head coach Bruce Arians. Ron WolfleyCardinalsGiantsVikingsPanthersSeahawksPackersPanthers over Packers Bertrand BerryOVER The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Robert Nkemdiche: 3 votesJaron Brown: 2 votesBudda Baker: 1 voteJustin Bethel: 1 voteJermaine Gresham: 1 voteJosh Mauro: 1 voteOlsen Pierre: 1 vote As you can see, there was a wide variety of answers given by the panel, but three (Franz, Gambo, Lapinski) are banking on Nkemdiche, the physically gifted defensive tackle from Ole Miss, who is entering his second year in the league. Doug FranzSeahawksCowboysPackersPanthersCardinalsGiantsPackers over Seahawks Mike JureckiSeahawksGiantsPackersFalconsCardinalsCowboysSeahawks over Falcons Luke LapinskiSeahawksGiantsPackersPanthersCardinalsCowboysSeahawks over Giants American Football Conference John GambadoroOVER Jaron Brown: 5 votesJohn Brown: 5 votes Even though the team says he’s ready to go and despite his two-touchdown performance in a preseason win over Atlanta, there is still a lot of concern about John Brown’s future. When healthy, he’s the Cardinals’ second-best receiver, as evidenced by a 1,000-yard season on his résumé. Jaron Brown, who himself is coming off of ACL surgery, has never had more than 22 catches in a single NFL season. Luke LapinskiChiefsPatriotsSteelersTitansRaidersRavensPatriots over Steelers Johnson led the NFL with 2,118 yards from scrimmage a year ago, but fell 121 yards short of 1,000 in the passing game. Average answer: 2,032 While only 20 percent of the panel thinks the third-year back will get 1,000 each rushing and receiving, the average projection still has him going over 2,000 total yards. Paul CalvisiChiefsPatriotsSteelersTexansRaidersRavensPatriots over Steelers Bertrand BerryCardinalsGiantsPackersFalconsPanthersSeahawksPackers over Cardinals Dan BickleySeahawksCowboysPackersBuccaneersCardinalsGiantsCowboys over Seahawks Luke LapinskiOVER HostNFC WestNFC EastNFC NorthNFC SouthNFC Wild CardNFC Wild CardNFC Championship 5 Comments   Share   Yes: 2 votesNo: 8 votes Of our panel, only Bertrand Berry and Dave Burns think Johnson will make history in becoming the third running back to accomplish the feat. Burnsy added background.“At first I said no. But after thinking about it, I decided to backspace and delete my initial answer and say yes. B.A. is such a creative play caller and the commitment is there to involve him extensively. I think he’ll be close enough by the end of the season that they will make a concerted effort to get him those numbers,” he said. Ron WolfleyRaidersPatriotsSteelersTexansRavensChiefsPatriots over Steelers Super Bowl LII Vince MarottaRaidersPatriotsSteelersTitansChiefsBroncosPatriots over Steelers National Football Conference Dan BickleyRaidersPatriotsSteelersTexansChiefsBengalsRaiders over Steelers Bertrand BerryRaidersPatriotsSteelersTexansChiefsTitansPatriots over Raiders Image: Erin Maloney/Arizona Sports Derrick Hall satisfied with D-backs’ buying and selling Ron WolfleyOVER Vince MarottaSeahawksGiantsPackersBuccaneersFalconsCardinalsPackers over Giants Top Stories Vince MarottaOVER Paul CalvisiCardinalsGiantsPackersFalconsSeahawksVikingsPackers over Seahawks Doug FranzRaidersPatriotsSteelersTexansChiefsRavensPatriots over Raiders Mike JureckiChiefsPatriotsSteelersTitansRaidersTexansPatriots over Steelers John GambadoroRaidersPatriotsSteelersTitansChiefsTexansSteelers over Patriots Paul CalvisiOVER HostAFC WestAFC EastAFC NorthAFC SouthAFC Wild CardAFC Wild CardAFC Championship Grace expects Greinke trade to have emotional impactlast_img read more

The energy hes going to bring to the table I wou

The energy hes going to bring to the table I wou

first_img“The energy he’s going to bring to the table I would hope wakens everybody up a little bit and bring a little bit more life to the offense.”Still, as Goodwin reminded everyone, it’s not going to matter who’s running the football if the offensive line doesn’t perform better. And to date, they haven’t, especially in the ground game.Through five games, the Cardinals have the worst rushing offense in the league.At the same time, Peterson, listed at 6-foot-1 and 220-pounds, is a physical running back who is not afraid to run over or through whoever is standing in his way. Even his own teammate.“I just know one thing, if I’m not blocking my guy, he’s running full steam ahead and he might run up my back so I want to block my guy and get out of the way,” Goodwin said.Another big difference with Peterson now in the backfield is the respect he commands.“I don’t think many guys, that are in our room now, thought they’d be blocking for a future Hall of Famer and a guy like that,” Goodwin said. “I think it puts a little bit more pressure on them just to come through because, I think, he’s the type of guy if it’s not going well and they’re not blocking, he’s going to say something. And I look forward to do that. If it’s not up to his standard that he wants or we want, other than me [complaining] all the time, let it be him to put more pressure on them to do better to give him better running lanes and better opportunities to get him down the field.” Derrick Hall satisfied with D-backs’ buying and selling Grace expects Greinke trade to have emotional impact How many opportunities Peterson gets to run the football, beginning Sunday against Tampa Bay, has been a big topic of conversation this week.Will the Cardinals, specifically head coach Bruce Arians, stay committed to the run?Yes, according to Goodwin, though early success in the run game is important.“That way you know (Peterson) is going to get more touches. If they don’t go, then it becomes more of a passing game,” he said. “I feel like with the addition of him and what he brings to the table I think B.A. would hopefully lean on him a little bit more, seeing that this is the reason we brought him here to help us out of the basement of the rushing deal, of being 32nd in the National Football League. Hopefully, it goes that way. I’ve got my fingers crossed.”OFFENSIVE LINE HEALING, POSSIBLY SHIFTINGNow the other question looming over the Cardinals, as it relates to Peterson, is what five offensive linemen will be charged with blocking for the former MVP, seven-time Pro Bowler and four-time All-Pro.Both left tackle D.J. Humphries (knee) and guard Alex Boone (chest) practiced Thursday. They each were limited, as they were on Wednesday. Humphries has not played since the season opener, while Boone has missed two straight weeks. The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Former Cardinals kicker Phil Dawson retires TEMPE, Ariz. – The excitement over the addition of running back Adrian Peterson can be felt, not just in the locker room, but throughout the Arizona Cardinals organization. And yes, that even includes offensive coordinator Harold Goodwin, who admittedly is a hard coach to please.Goodwin, however, was all smiles as he met the media on Thursday.“He’s still got it,” he said, referring to Peterson. “For him, the style of runner he is, no matter how we block, I think he’s going to come out on the other side for at least two-to-three more (yards) on his own, and that’s the exciting thing about having him. He looks fresh, he looks in shape. Never in my wildest dreams did I think the guy would be on my team but he is, so I’m excited.center_img Top Stories 9 Comments   Share   New Arizona Cardinals running back Adrian Peterson walks to a practice field during practice at the NFL football team’s training facility Wednesday, Oct. 11, 2017, in Tempe, Ariz. (AP Photo/Ross D. Franklin) Among the bigger third downs the Eagles converted was a 3rd-and-19, when the Cardinals blitzed, on the direction of Arians, and Philadelphia threw a 72-yard touchdown pass.“I love his input,” Bettcher said. “I’ve worked at seven, going on eight places now, worked for double-digit defensive coordinators and each one of those coordinators always have good conversations with their head coach. That’s part of the game. I love his input. I do.”LATEST INJURY REPORTNo changes to the Cardinals’ injury report.Defensive lineman Olsen Pierre missed a second straight day of practice after hurting his ankle at Philadelphia, while the same 12 players who were limited the day before were once again limited in Thursday’s padded practice. “I think last week he wanted to play,” Goodwin said, referring to Boone. “I just told him it’s not smart. If it’s not 100 percent, don’t do it so I advised him really not to.”Boone, if he does play, would play left guard. The right guard spot, however, may see a new face.Goodwin opened the door for Earl Watford to replace starter Evan Boehm.“That’s been a thought process,” Goodwin said, adding about Boehm. “He’s still a work in progress. He’s a guy that played center and we forced him into playing guard. He’s done a decent job at times but it’s not consistent enough and it showed in our play up front, so we’ll go with whatever the best option is.”DOWN WITH THIRD DOWN DEFENSEUp until last week’s game at Philadelphia, the Cardinals had been fairly good at getting their opponent off the field on third down. The Eagles, however, converted nine of their 14 third-down opportunities, including three of which that resulted in touchdowns.“The common theme, in all the third downs, is the coverage and the rush have to matchup,” defensive coordinator James Bettcher said. “If you’re rushing four, the four-man rush has to create some pressure so the ball is not held. If you’re bringing five or six or seven or whatever the pressure is, it’s got to get home but the other end has to happen, the coverage has got to hold up.”last_img read more

Go back to the enewsletter Luxury travel compan

first_imgGo back to the e-newsletter >Luxury travel company Abercrombie & Kent has announced the appointment of Wendy D’Arcy as Country Manager New Zealand based in Auckland.Wendy brings extensive senior travel management experience to the business, including past roles as General Manager at The Travel Brokers and Regional Manager for Thomas Cook Travel & Foreign Exchange Bureaus both in NZ and Fiji.Regional Managing Director Sujata Raman said the company was delighted to be re-establishing a strong New Zealand presence and had made the decision on the back of unprecedented demand for the destination.Wendy comments, “We have a stunning country, with outstanding unique opportunities for our inbound Guests to experience – I look forward to working with our dynamic A&K Tour Directors and suppliers and being part of NZ Tourism’s exciting future.”Go back to the e-newsletter >last_img read more

Go back to the enewsletter Hawaii Tourism Oceani

first_imgGo back to the e-newsletterHawai’i Tourism Oceania has launched its first ever consumer brand campaign, spreading aloha direct to Australian travellers. The dedicated digital brand campaign aims to build greater awareness of the different Hawaiian Islands and encourage visitors to spend more time, and travel more widely within the destination.Hawai’i Tourism Oceania Country Manager Australia, Kerri Anderson, said that paradise was more than a picture postcard scene: “It’s a state of mind that starts with ‘aloha’, the spirit of the Hawaiian Islands that shines through in the welcoming smiles, friendly gestures and stories of Hawai’i handed down from generation to generation. With the help of popular culture, most Australians have some level of familiarity with Hawai’i and those who have been love the destination – in fact almost 45 percent of Australians who visit go back.“This campaign showcases the depth and breadth of experiences across the neighbour islands beyond sun, surf and sand by highlighting the dramatic geographical diversity, and also the great food, culture, history and range of experiences on each island.  Where else in the world can you be relaxing on the beach in the morning, hiking to waterfalls by lunchtime and watching the sunset and stargazing from a snow-capped peak in the evening?”Ms Anderson said she was not surprised that the recently announced 2015 Gallup-Healthways Well-Being Index rated Hawaiian residents as having the highest overall well-being of any state in the United States.“Hawai’i is the happiest state in the US, and that is not only due to the natural beauty of the Hawaiian Islands but the all-encompassing welcoming warmth and love shown by the people of Hawai’i that epitomises the Aloha Spirit,” she said. “Enjoyment, love, laughter and happiness are all very high on the priority list in Hawai’i and people who have travelled to the islands will understand this which is why they return again and again.”Ms Anderson said the “Paradise begins with Aloha” digital campaign took visitors on a virtual tour of the Hawaiian Islands, curating their own dream trip by selecting the experiences that appealed to them across the four main islands of of O‘ahu, Maui (incorporating the islands of Lāna‘i and Moloka‘i, Kaua‘i) and Hawai‘i, the Big Island.Encompassing everything from hiking the crater rim trail that circles the summit of Kilauea, one of the world’s most active volcanoes on Hawai’i, the Big Island; to taking a helicopter flight to see the spectacular waterfalls, forests and canyons on Kauai Island; absorbing the history, culture and thriving food and arts scene in downtown Honolulu and experiencing sunrise in the clouds at the top of Haleakala crater on Maui. After selecting their itinerary they will then be in the running to win a dream trip for four people including airfares and accommodation.Flight Centre was also chosen as a retail partner to provide a range of compelling deals.“The campaign also aims to push visitation during off-peak periods throughout the year,” Ms Anderson said. “We have just recorded our third consecutive record-breaking year of visitor growth and Australia is Hawai’i’s third largest international market so our aim is to keep these numbers growing, for both first time and repeat visitors.”Go back to the e-newsletterlast_img read more

A group of Australian buyers on the Espiritu Santo

first_imgA group of Australian buyers on the Espiritu Santo famil at the Chief’s Nakamal (men’s house) at the Nanda Blue Hole. Back row (from left to right): Pauline Romano, Agoda; Abbigail Grier, Allways Dive; Simon Clancy, Pinpoint; Chief; Christine Popliment, booking.com; Nina Henderson, Hoot Holidays; Nancie Cronshaw, Christian Fellowship Tours; Sarah Beeken, Island Escapes; John Cronshaw, Christian Fellowship Tours; Anne Morris, VTO Australia; Anne Thode, Espritu Santo Tourism Association Go back to the e-newsletterVanuatu‘s tourism industry trade show, Tok Tok 2016 kicks off today at Iririki Island Resort & Spa on the main island of Efate. Wholesalers from Australia, New Zealand, New Caledonia, Europe, USA and Asia will meet with local suppliers to exchange ideas and learn about upcoming opportunities in Vanuatu. International buyers have spent the start of the week on pre-tours experiencing the culture and scenery of the outer islands and learning more about what Tanna and Espiritu Santo can offer visitors.Go back to the e-newsletterlast_img read more