Integrated Mortgage Disclosures rule to hit credit unions

first_imgThere is a major storm moving toward credit union mortgage lenders and it will arrive Aug. 1.That is the date the RESPA-TILA Integrated Mortgage Disclosures Rule will go into effect.The new rule will usher in a complete change to the disclosure forms sent to borrowers as they close their mortgages.These changes were high on the minds of mortgage professionals earlier this year.And Gaye DeCesare, president and CEO of Compliance Assistance for Credit Unions said the TILA/RESPA integrated disclosures are still the No. 1 compliance challenge facing credit unions today. (COMPASS 4 CUs is a wholly owned subsidiary of $327 million-asset Belvoir Credit Union of Woodbridge, Va.) continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Ruth Lang – Brookville

first_imgRuth F. Lang (née Beesley) died peacefully at The Woodlands on July 22, 2019 in Hamilton, Ohio at the age of 97.Ruth is survived by her sister Mildred and numerous nieces, nephews and great nieces and nephews. She was preceded in death by her husband John (Junior), her father and mother Lee and Pearl (nee Cotrell) Beesley, her brothers Harry, Alford, Aubrey, Clarence, Glen, Loren, and her sisters Blanche and Helen.Ruth was born on September 8, 1921 on English Hill to Lee and Pearl Beesley. She graduated from Whitewater School in 1940. She married John Lang in 1946, they celebrated 66 years together. Ruth enjoyed Reds baseball, visits with family, and golfing. She loved to tell of the two trophies she won golfing.Visitation is to be at Cook Rosenberger Funeral Home, 929 Main Street, Brookville, on Saturday July 27th from 9:30 until 10:30 a.m. The funeral is to follow at St Michaels Catholic Church at 11:00 a.m. with burial in the church cemetery.Memorial donations can be directed to a charity of choice.  To sign the online guestbook or to leave a personal memory please visit www.cookrosenberger.com.  The staff of Cook Rosenberger Funeral Home is honored to serve the family of Ruth Lang.last_img read more

USC takes down Stanford in convincing fashion

first_imgUSC coach Kevin O’Neill waited almost two years to break the streak, but as the old adage goes, all streaks are made to be broken.The Trojans (15-12, 7-7), who hadn’t beaten back-to-back road opponents since former coach Tim Floyd’s squad defeated the Oregon schools on Jan. 24 and Jan. 26 2008, took down the Stanford Cardinal 69-53 on Saturday night at Maples Pavilion, completing their two-game sweep of the Bay Area schools.Coupled with Thursday night’s win over California 78-75, USC snapped their eight-game streak of road futility with the help of junior forward Nikola Vucevic’s double-double (19 points and 14 rebounds) and a rare burst of offensive consistency from senior Alex Stepheson, who scored 15 points on 6-of-9 shooting from the field.For the second straight night, USC played hard for the entire 40 minutes on the defensive end, limiting Stanford (13-13, 6-9) to 33 percent shooting and 17 percent from beyond the three-point arc.After trailing 12-8 four minutes into the first half, the Trojans went on a 22-4 run over a nine-minute span and led at halftime 40-31.Stanford’s junior forward Josh Owens, who finished with 13 points and seven rebounds, cut the gap to seven with a quick basket to the start the second half, but a 10-0 run sparked by a Stepheson dunk and Vucevic three-point shot pushed the lead up to 17, and the Trojans never looked back.For the second straight game, senior guard Donte Smith started in place of freshman guard Maurice Jones.The move paid off Saturday night too, as Smith and Jones provided scoring balance for USC’s offense, scoring 13 and 10 respectively.In a losing effort, the Cardinal were led by Owens and freshman forward Josh Huestis’ play off the bench. Huestis put in a career-high 11 points in 19 minutes of action.The win for USC not only ended their woes away from home, but put them in a tie for fourth place in the Pac-10 standings with Oregon, while Stanford dropped to eighth in the conference.While dreams of dancing in March are still long shots for both teams, the top six teams from the conference get a bye in the first round of next month’s conference tournament at Staples Center.USC returns home next week to face No. 13 Arizona (23-4, 12-2) at the Galen Center.After their thrilling 87-86 win over Washington on Saturday afternoon, the Wildcats sit alone atop the conference heading into their 7:30 p.m. contest with the Trojans on Thursday night.last_img read more