Flour Mills Nigeria PLC (FLOURM.ng) HY2015 Presentation

first_imgFlour Mills Nigeria PLC (FLOURM.ng) listed on the Nigerian Stock Exchange under the Food sector has released it’s 2015 presentation results for the half year.For more information about Flour Mills Nigeria PLC (FLOURM.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Flour Mills Nigeria PLC (FLOURM.ng) company page on AfricanFinancials.Document: Flour Mills Nigeria PLC (FLOURM.ng)  2015 presentation results for the half year.Company ProfileFlour Mills Nigeria Plc is a flour milling company in Nigeria with business interests in food production, packaging, agricultural industries, port operations and logistics and real estate. The company manufactures and sells past, noodle, edible oil and refined sugar as well as livestock feeds; supplies fertiliser; manufactures and markets laminated woven polypropylene sacks and flexible packing material; and grows and processes sugar cane, oil palm, fresh tropical fruit, poultry and cassava. Business interests in ports operations and logistics include operating Terminal A and B at the Apapa port and offering customs clearing, forwarding and shipping agents and logistics services. Flour Mills Nigeria Plc owns and manages real estate in Nigeria. The company is a subsidiary of Excelsior Shipping Company Limited. Its head office is in Lagos, Nigeria. Flour Mills Nigeria Plc is listed on the Nigerian Stock Exchangelast_img read more

Retirement saving: four smart financial moves I’d make to kick off 2020

first_img Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Retirement saving: four smart financial moves I’d make to kick off 2020 Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” Edward Sheldon, CFA | Thursday, 2nd January, 2020 center_img Enter Your Email Address I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images The start of a new year is always a good time to review your finances. This is particularly true if you’re saving for retirement – now is the perfect time to analyse your progress and determine whether you’re on track to achieve your goals.Need to get your retirement savings into shape? Here’s a look at four smart financial moves that could help you.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Consolidate your pensionsOne of the smartest things you can do if you’re serious about retirement planning is consolidate all your different pension accounts. When you have multiple pensions set up (as a lot of people do because they’ve had multiple employers over the years) it’s hard to keep track of your overall pension balance and how your money is invested. This makes the process of planning for retirement more challenging.By consolidating all your pensions into one account, you’ll find it much easier to keep track of your pension savings. This, in turn, will make it easier to determine whether you’re on track to achieve your financial goals.I’ll point out that there are some situations in which a pension consolidation isn’t the best move. For example, if you’re a member of a final salary pension scheme, you may be better off leaving your account as it is. However, in general, bringing together your old pension accounts is a great idea.Determine your overall asset allocationAnother smart move to make is to determine your overall asset allocation across all your different investment accounts (pensions, ISAs, savings accounts). When you have multiple accounts set up, it can be challenging to work out exactly how much exposure you have to different asset classes. This is a problem, because your money may not be invested optimally.What I like to do at the start of every year is to create a spreadsheet that lists all my assets across my different accounts. Then, I group the assets into different asset classes (UK equities, global equities, property, cash) so I can see exactly how my money is invested overall. By doing this, I can determine whether I need to increase or decrease my exposure to certain asset classes.Review your tax-efficiencyNext, make sure you’re taking advantage of all the tax-efficient investment options that are on offer.You probably know that you can put £20,000 into a Stocks and Shares ISA per year and invest this tax-free, but did you know that the Lifetime ISA (which is only open to those aged 18-40) comes with bonuses of up to £1,000 per year?And did you know that if you contribute into your pension, the government will add in some extra money for you? The more tax-efficient your strategy, the better.Review your investmentsFinally, the start of the year is always a good time to monitor your existing investments. Do all your holdings still suit your risk tolerance? Is it worth selling any small holdings to clean up your portfolio? Have your funds performed as well as you expected? And if not, are there better options? Is your portfolio diversified properly? Are there any stocks that are worth buying at the present time? These are all good questions to ask when reviewing your investments at the start of a new year. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Edward Sheldon, CFAlast_img read more

Glasgow sign Samoan winger Lemi

first_img“Having spoken to Sean Lineen, I’ve already got a got insight into the passion and commitment that I’ll find at the club. They’ve been doing well of late, and I can’t wait to do my bit to make sure that run continues.”Already an established figure on the IRB 7s circuit, Lemi first captured the wider imagination in the 15-a-side game by finishing runner up in the English Premiership try scoring charts in his debut season with Bristol. He went one better the following campaign, before moving to Wasps in 2009. He was again the league’s joint top marksman that year, and has won a fistful of accolades for spectacular individual scores. AUCKLAND, NEW ZEALAND – SEPTEMBER 30: David Lemi of Samoa charges forward during the IRB 2011 Rugby World Cup Pool D match between South Africa and Samoa at North Harbour Stadium on September 30, 2011 in Auckland, New Zealand. (Photo by Hannah Johnston/Getty Images) Lemi of Samoa charges against South Africa during the World CupGlasgow Warriors have added further international class to their back division with the signing of Samoa Rugby World Cup winger David Lemi.The former London Wasps and Bristol wideman’s arrival comes weeks after he impressed for his country at the global gathering in New Zealand. He today put pen to paper on a contract that will see him tied to the Warriors until at least the end of the current season.This further infusion of quality in the Warriors back three comes in the wake of the news that fans’ favourite DTH van der Merwe is likely to miss a significant portion of the season with a shoulder injury.Lemi, 29, is due to land in Glasgow on Tuesday. Having lived in Britain since 2005, he is classed as a UK resident and will not be considered a “non-European” player for RaboDirect PRO12 games. Under tournament rules, a maximum of two non-European players are permitted in a team’s match-day squad.The 30-cap flyer today said: “I’m delighted to have signed for Glasgow Warriors and to have the chance to help the team enjoy a successful season. One look at the squad list tells you that this is a club with a lot of talented players, and I’m confident that I can bring the benefit of my own experience to bear and play a part in the side continuing to win. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS He has twice played for Samoa against Scotland, in Wellington in June 2004 and at Pittodrie in November 2010.Lineen is “very excited” to have secured his services: “David is a gifted performer who ticks all the boxes in terms of what we’re looking for in a player. He’s hungry, he handles pressure well and he’s a proven try scorer. It looks like we’re going to be without one of our main try-providers, DTH, for a significant amount of time, and so it’s fantastic to have brought on board someone like David who we know will provide the same sort of threat.”last_img read more

Una guía para abordar la agenda de la 78ª. Convención…

first_img Youth Minister Lorton, VA Featured Events An Evening with Aliya Cycon Playing the Oud: Crossing continents and cultures with the most beautiful instrument you’ve never heard Lancaster, PA (and streaming online) July 3 El Rdo. Michael Barlowe, director ejecutivo de la Convención General, enfatiza un punto durante una conferencia de prensa el 23 de junio, mientras lo escuchan, de izquierda a derecha, Neva Rae Fox, encargada de Relaciones Públicas de la Iglesia Episcopal; la Rda. Gay Clark Jennings, presidente de la Cámara de Diputados, y la obispa primada Katharine Jefferts Schori. Foto de Mary Frances Schjonberg/ENS.[Episcopal News Service –Salt Lake City] Obispos y diputados —y multitud de otros episcopales— se reúnen aquí en el Centro de Convenciones Salt Palace, en preparación para el comienzo oficial, el 25 de junio, de la reunión de nueve días [de la Convención General].Las dos cámaras enfrentan una agenda repleta, como es usual durante la Convención General, que esta vez adquiere mayor relieve por la elección del sucesor de la obispa primada Katharine Jefferts Schori. Entre las interrogantes que enfrentan los obispos y diputados están qué cambios estructurales y de otra índole necesita la Iglesia Episcopal en todos los niveles para respaldar la misión y el ministerio en este siglo, cómo la Iglesia debe responder a la creciente aceptación del matrimonio entre personas del mismo sexo, qué declaraciones debe hacer y qué iniciativas debe instar respecto a multitud de asuntos de política nacional e internacional, así como acerca de otras cuestiones referentes a la vida común de la Iglesia, tales como la liturgia y la disciplina del clero. Resúmenes de muchas de esas propuestas se encuentran a continuación.“Nos concentramos cada vez más fuera de nosotros mismos que sólo en nuestros miembros”, dijo Jefferts Schori durante una conferencia de prensa el 23 de junio. “Creemos que somos un pueblo que ha tenido el propósito de participar en la transformación de este mundo hacia algo que se parezca más a lo que Dios tenía en mente cuando lo creo, y hay un largo trecho [que recorrer] a partir de esa visión de plenitud, de manera que tenemos mucho que hacer”.A ese fin, la Rda. Gay Clark Jennings, presidente de la Cámara de Diputados, hacía notar que la Convención está por reunirse a raíz de la muerte violenta de siete personas negras en una iglesia de Charleston, Carolina del Sur. Esos asesinatos “han electrificado a la gente de fe y a todas las personas de buena voluntad”, dijo Jennings en la conferencia de prensa. “Creo que Dios nos llama a desmantelar los sistemas de racismo y privilegio que están inextricablemente vinculados a la historia de Estados Unidos y de nuestra Iglesia, la cual se fundó, como ustedes saben, en los primeros tiempos de la república”.La Convención es un lugar, dijo Jennings, donde “los episcopales tienen la capacidad no sólo de proclamar que las vidas de los negros son valiosas, sino también de tomar decisiones concretas para ponerle fin al racismo y hacer realidad el sueño de Dios de… la reconciliación racial y el fin de la injustica”.La 78ª. Reunión de la [Convención General] de la Iglesia Episcopal tiene lugar en el Centro de Convenciones Salt Palace en Salt Lake City, Utah. El céntrico local de convenciones cuenta con un espacio de 47.800 metros cuadrados. Foto de Salt Palace Convention Center.La Convención General misma parecerá diferente a los obispos, diputados y observadores veteranos en algunos rasgos significativos. Jefferts Schori y Jennings han reformado y redefinido los comités legislativos de la Convención para alinearlos más estrechamente con el marco de las Cinco Marcas de la Misión de la Comunión Anglicana (aquí aparece una lista que muestra cómo los comités se han desglosado conforme a estos lineamientos).Ajustar la labor de la Iglesia Episcopal a esos objetivos tiene sentido, dijeron Jeffers Schori y Jennings porque la lista “ha configurado nuestra obra de misión en el actual trienio, y confiamos que continuará configurando nuestra participación en la misión de Dios en el próximo trienio”.Un centro de prensa, dirigido por la Red Digital Episcopal y el Departamento de Actividad Pública y Comunicación de la Misión, le permitirá a todo el mundo seguir los procedimientos de la Convención. Incluirá transmisiones en directo de las sesiones de la Cámara de Obispos y de la Cámara de Diputados, oficios diarios y reuniones informativas de prensa, así como información acerca de la labor de la Sociedad Misionera Nacional y Extranjera [DFMS]. Los titulares de Episcopal News Service tendrán cabida en el sitio.La Convención intenta funcionar sin papeles en la medida de lo posible, reemplazando cada carpeta de obispos y diputados —una carpeta que con frecuencia crecía hasta hacerse muy voluminosa— con sistemas digitales que hagan la reunión de Salt Lake City una “convención de pantallas”. Gran parte de la labor legislativa de ambas cámaras se desplegará electrónicamente en tabletas electrónicas o en pantallas de proyección. A cada diputado y cada obispo, junto con los primeros clérigos y laicos suplentes, se le facilitará un iPad para usarlo durante la Convención General como su “carpeta virtual”. Más información disponible aquí.Otros que sigan la Convención pueden ver aquí el proceso de las resoluciones legislativas, una página que también incluye las agendas diarias de cada cámara, los calendarios de cada día y diarios (una lista de mensajes enviados entre las cámaras en las que informan a la otra de las decisiones tomadas). También se incluyen en los iPads los órdenes del culto para los oficios eucarísticos diarios, con lo cual se elimina la necesidad de imprimir todos los días cientos de folletos para el culto.El Rdo. Michael Barlowe, director ejecutivo de la Convención General, dijo que este personal había tomado en serio la curva del aprendizaje para obispos y diputados, añadiendo que Apple mismo no proporciona un manual de instrucción para el iPad porque el uso del aparato se supone que sea muy intuitivo. “Creo que va a ser fácil. Todos estamos juntos en esto como aprendices”, dijo él durante la conferencia de prensa. “A partir de mi experiencia, cuando se trata de una cosa nueva y ninguno de nosotros es experto, el Espíritu encuentra una nueva apertura”.Encuentre más información aquí.Además, una aplicación gratuita puede obtenerse aquí para cualquiera con un Android o un IOS7 o un teléfono inteligente o una tableta. La aplicación contiene horarios, mapas, información de vendedores, órdenes de culto de los oficios diarios y otros materiales útiles. La aplicación también puede usarse en una computadora.Si bien la Convención puede no comenzar oficialmente hasta el 25 de junio, una sesión de reuniones del comité legislativo comenzará informalmente, en la noche del 23 de junio, la labor de la reunión trienal. El 24 de junio habrá dos sesiones más de la reunión legislativa y las 12 horas entre ambas contemplarán una presentación de la Convención General por Jefferts Schori and Jennings, además de una sesión programada de tres horas con los cuatro obispos nominados a la elección del 27º. obispo primado. El borrador del horario completo de la Convención puede verse aquí.El principal quehacer de la Convención General incluye:La elección del 27º. obispo primado. Rector Albany, NY Rector Washington, DC The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Missioner for Disaster Resilience Sacramento, CA Associate Rector for Family Ministries Anchorage, AK Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Submit an Event Listing Rector (FT or PT) Indian River, MI Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Rector Shreveport, LA Una guía para abordar la agenda de la 78ª. Convención General Associate Priest for Pastoral Care New York, NY Assistant/Associate Priest Scottsdale, AZ Rector Tampa, FL In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Submit a Press Release Rector Martinsville, VA Submit a Job Listing De la redacción de ENS Posted Jun 24, 2015 New Berrigan Book With Episcopal Roots Cascade Books TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector Bath, NC General Convention 2015 Curate Diocese of Nebraska center_img Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Priest-in-Charge Lebanon, OH Rector Belleville, IL Assistant/Associate Rector Washington, DC This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Knoxville, TN Director of Music Morristown, NJ Curate (Associate & Priest-in-Charge) Traverse City, MI Tags Press Release Service Rector Smithfield, NC Featured Jobs & Calls General Convention, Rector Collierville, TN Associate Rector Columbus, GA Rector/Priest in Charge (PT) Lisbon, ME Course Director Jerusalem, Israel Priest Associate or Director of Adult Ministries Greenville, SC Director of Administration & Finance Atlanta, GA An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Bishop Diocesan Springfield, IL Cathedral Dean Boise, ID Rector and Chaplain Eugene, OR Family Ministry Coordinator Baton Rouge, LA Rector Pittsburgh, PA Canon for Family Ministry Jackson, MS Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Assistant/Associate Rector Morristown, NJ La Cámara de Obispos se reunirá el 27 de junio en la catedral de San Marcos [St. Mark’s Cathedral], justo en la misma calle del Centro de Convenciones Salt Palace, para elegir al próximo Obispo Primado. Foto de St. Mark’s Cathedral.La 78ª. Reunión de la Convención General elegirá a uno de cuatro hombres para suceder a Jefferts Schori, cuyo período de nueve años concluye el 1 de noviembre.El Comité de Nominaciones Conjunto para la Elección del Obispo Primado presentará los nombres de:El Rvdmo. Thomas Breidenthal, de 64 años, Diócesis de Ohio SurEl Rvdmo. Michael Curry, de 62 años, Diócesis de Carolina del NorteEl Rvdmo. Ian Douglas, de 56 años, Diócesis de ConnecticutEl Rvdmo. Dabney Smith, de 61 años, Diócesis del Sudoeste de la Floridaa la Convención General durante una sesión conjunta el 26 de junio, la víspera de al elección.Según ha dicho el comité, no habrá ningún nominado adicional desde el pleno durante la Convención.Los detalles de la elección y la información acerca del proceso previo a la elección, se encuentran aquí.El obispo primado electo predicará en la eucaristía de clausura de la Convención el 3 de julio, y Jefferts Schori presidirá el oficio.La estructura de la IglesiaDe las casi 400 resoluciones presentadas a la Convención General en 2012, más de 90 se relacionaban con la reforma estructural. La mayoría de esas resoluciones se sintetizaron en la Resolución C095, la cual aprobaron por unanimidad tanto los obispos como los diputados. La resolución pedía que un comité elaborara un plan para “reformar las estructuras, el gobierno y la administración de la Iglesia”. El resultado fue el Equipo de Trabajo para Reinventar la Iglesia Episcopal (TREC). El equipo de trabajo dedicó aproximadamente dos años y varios cientos de miles de dólares a emprender, a través de la Iglesia Episcopal, un amplio proceso consultivo de diálogo acerca de la estructura y su relación con la misión.En su informe el equipo de trabajo propuso nueve resoluciones que piden una mayor y más clara supervisión de parte del Obispo Primado de la Sociedad Misionera Nacional y Extranjera y de su personal; una Convención General unicameral; un Consejo Ejecutivo más pequeño; la eliminación de la mayoría de las 14 comisiones permanentes de la Iglesia y un proceso para el nombramiento de equipos de trabajo interinos cuando se necesiten; un estudio de la formación y compensación del clero (incluida la pensión), un nuevo proceso para el discernimiento, la formación, la búsqueda y la elección de obispos; el discernimiento con las diócesis vecinas para una posible colaboración cuando llegue el momento de llamar a un nuevo obispo; una solicitud presupuestaria diocesana menor y de participación forzosa y el desarrollo de una red de personas que puedan “hacerse diestras en crear, formar y desarrollar espacios y momentos para encuentros espirituales que transformen vidas y estructuras injustas”.El TREC no es el único comité que propone resoluciones sobre cambios estructurales a esta reunión de la Convención. La Comisión Permanente sobre la Estructura de la Iglesia ha propuesto varios cambios. Esas resoluciones se encuentran aquí y su informe a la Iglesia se encuentra aquí.La mayoría de las resoluciones relacionadas con el cambio de estructura de la Iglesia Episcopal hasta la fecha se encuentran aquí.La teología del matrimonio de la Iglesia EpiscopalEl Equipo [o Grupo] de Trabajo de la Convención General sobre el Matrimonio, la Comisión Permanente sobre Liturgia y Música y, hasta la fecha, cinco diócesis y un diputado están instando a la Convención [a pronunciarse] con mayor claridad en su interpretación de la disponibilidad del rito sacramental del matrimonio tanto a parejas de diferente sexo como del mismo sexo.Nueve resoluciones existente y otras afines que podrían surgir se han asignado al Comité Legislativo Especial sobre el Matrimonio de la Convención General, formalmente un comité de obispos que se reúne junto a un comité de diputados pero que votan por separado. Las resoluciones asignadas a ese comité se encuentran aquí.Formulación del presupuesto trienal 2016-2018El Comité Permanente Conjunto sobre Programa, Presupuesto y Finanzas (PB&F) ya ha comenzado a trabajar en el anteproyecto del presupuesto trienal 2016-2018 que el Consejo Ejecutivo aprobó en enero.La 78ª. Convención General sesionará a unas pocas cuadras de la Plaza del Templo, el centro de Salt Lake City y donde se encuentra el mayor templo de la Iglesia de Jesucristo de los Santos de los Últimos Días. El templo es un símbolo internacional de esta Iglesia, la cual tiene su cede principal en Salt Lake City. La plaza del Templo también incluye el tabernáculo, sede del Coro del Tabernáculo Mormón. Foto/www.ldstemples.orgEl ingreso total en el anteproyecto de presupuesto del Consejo es de $120.470.577 y el total de gastos proyectados es de $120.468.248. Además de los pagos diocesanos, el lado de los réditos incluye ingresos de otras fuentes tales como $28,2 millones de una extracción de un 5 por ciento de activos irrestrictos de la Sociedad Misionera Nacional y Extranjera, cerca de $10 millones en ingresos por concepto de alquileres del Centro Denominacional de la Iglesia Episcopal, $2,1 millones de un programa de cobro de préstamos de refugiados del Ministerio Episcopal de Migración, $2 millones a ser recaudados por la oficina de desarrollo y $1.200.000 en ingresos de la Convención General, junto con otras fuentes más pequeñas.El PB&F tendrá una audiencia sobre ingresos a las 7:30 P.M. (hora local) el 26 de junio en el Brand Ballroom A,B,C del Hilton Salt Lake City Center. El comité volverá a ese lugar a la misma hora el 27 de junio para una audiencia sobre gastos.El PB&F usará los comentarios que reciba, el anteproyecto de presupuesto del Consejo y cualquier legislación aprobada por la Convención General o sometida a su consideración para crear una propuesta presupuestaria final. Ese presupuesto debe presentarse a una sesión conjunta de la Cámara de Obispos y de la Cámara de Diputados a más tardar el tercer día antes del que está programado que concluya laConvención. Según el borrador del calendario de la Convención, esa presentación ha de tener lugar a las 2:15 P.M. del 1 de julio.Sostenibilidad económica de la IX ProvinciaLas diócesis de la IX Provincia en América Latina y el Caribe adoptaron el autosostén como un punto central en 2012. Mediante la Resolución A015 se le pedirá a la Convención General que continúe manteniendo el sostén económico de la provincia.La DFMS ha estado colaborando con las siete diócesis —República Dominicana, Ecuador Central, Ecuador Litoral, Colombia, Venezuela, Honduras y Puerto Rico— en un enfoque global hacia la sostenibilidad económica motivado por las necesidades individuales de cada diócesis.Desinversión en combustibles fósilesSe espera que prosiga en esta Convención un debate sobre si la Iglesia Episcopal debería transferir sus inversiones de compañías dedicadas a la extracción de combustibles fósiles y de industrias que usan grandes cantidades de combustibles fósiles.La Resolución C013 de la Diócesis de California le pide al Comité sobre Responsabilidad Social Corporativa del Consejo Ejecutivo y al Fondo de Pensiones de la Iglesia, en consulta con expertos en los campos de economía e inversiones, ética y desarrollo de energía renovable, que evalúe si el beneficio de una estrategia de desinversión estaría en conformidad con los valores de la Iglesia. El Comité Legislativo de Mayordomía Ambiental y Cuidado de la Creación de la Convención, uno de los nuevos comités creados por Jefferts Schori y Jennings, considerará la resolución y hará una recomendación al pleno de la Convención.Revisiones del Título IVLa Comisión Permanente sobre Constitución y Cánones ha propuesto 25 resoluciones que dice tienen por objeto fundamentalmente ajustar los cánones de la Iglesia sobre la disciplina del clero conocidos como Título IV. Esos cambios esclarecerían los deberes de los funcionarios del Título IV y “promoverían un proceso más eficiente, pastoral y responsable para todas las partes afectadas por el Título IV, según el informe a la Iglesia de la comisión.La versión actual del Título IV fue promulgada por la Convención General en 2009, y creó un proceso enteramente nuevo para manejar la disciplina del clero. La comisión en 2013 solicitó reacciones sobre cómo funcionaba el proceso. Las quejas generales que recibió, dijo la comisión, fueron que el proceso lleva demasiado tiempo y cuesta mucho dinero; que los funcionarios de la Iglesia con frecuencia no están seguros de su autoridad y sus deberes; y que a los demandados se les permite a menudo que perturben y dilaten el proceso, causando importantes prejuicios pastorales adicionales a los demandantes y a los perjudicados por la mala conducta de clérigos, mientras las congregaciones permanecen en un limbo tocante a la resolución o el cierre del caso.La comisión dijo encontrar que, en la mayoría de los casos, los problemas descritos eran el resultado de una preparación inadecuada en el proceso del Título IV más bien que en el proceso mismo. Por consiguiente, propone que la Convención asigne $339.220 para materiales educativos dentro y fuera de la Red, y otros $224.820 para traducirlos al español y al creole. También propone un panel de expertos en el proceso para responder a preguntas.“Es nuestra esperanza que con mejor preparación y más recursos, el sistema funcionará más eficiente y pastoralmente, tal como fue concebido”, dijo la comisión.Política internacional, paz y justicia, misión global y la Comunión AnglicanaDos resoluciones retarán a la Convención a comprometerse con el apoyo y el desarrollo permanentes de los programas del Cuerpo de Servicio de Jóvenes Adultos de la Iglesia Episcopal (YASC) y de los Voluntarios Episcopales en Misión (Información completa aquí).La paz, la justicia y la seguridad en Tierra Santa son el foco de varias resoluciones, algunas de las cuales piden una inversión más a fondo en las asociaciones del Oriente Medio, especialmente con la Diócesis Episcopal de Jerusalén y sus instituciones sociales en atención sanitaria y educación, y otras sugieren una estrategia de desinversión de compañías que participan en cierto tipo de negocios con el gobierno israelí.Varias docenas de visitantes internacionales —en representación de muchas de las 38 provincias de la Comunión Anglicana— y asociados ecuménicos e interreligiosos asistirán a la Convención General como invitados para adquirir una comprensión más profunda de la política y los procesos legislativos de la Iglesia Episcopal y para celebrar y explorar las oportunidades para la misión común.– Matthew Davies, la Rda. Mary Frances Schjonberg y Lynette Wilson de Episcopal News Service colaboraron en este artículo. Traducción de Vicente Echerri. The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Rector Hopkinsville, KYlast_img read more

NUB / Amunt

first_img Photographs “COPY” 2017 Year:  Manufacturers: Geberit, Arpa, FSB, Siedle, Uzin Construction Supervisor:Guido ReicherterCabinet Maker:Rainer RappCity:StuttgartCountry:GermanyMore SpecsLess SpecsSave this picture!© Brigida GonzálezRecommended ProductsWindowsVitrocsaMinimalist Window – SlidingDoorsC.R. LaurenceCRL-U.S. Aluminum Entice Series Entrance SystemDoorsSaliceSliding Door System – Slider S20WindowsLibartVertical Retracting Doors & WindowsText description provided by the architects. After a long search, a couple with two children purchased a townhouse in a workers’ housing estate in Stuttgart. The house – which originally dates from the 1930s and was reconstructed in the 1950s – is built on a sloping site typical for Stuttgart. With its small, roughly square plan of 6.85 x 7.30 meters, it rises like a tower four stories above the property. The house is entered from a small front yard on the north side. The ground floor was too small to accommodate a kitchen, living room, and dining area for the family and also had no direct access to the garden on the south side.Save this picture!© Brigida GonzálezSave this picture!Floor Plans (1:150)Save this picture!© Brigida GonzálezThe intimate garden could only be reached by taking a narrow, steep stair into the basement and then walking through the very low-ceilinged laundry room. So we proposed to convert the garden level basement into living space. To do so, we removed much of the entry-level floor: the cinder concrete slab from the 1950s was partly demolished and replaced by a reinforced concrete ring beam supporting a floor slab with voids to either side.Save this picture!© Brigida GonzálezSave this picture!AxonometrySave this picture!© Brigida GonzálezThe resulting platform for the new, gallerylike living room is one step higher than the original floor, differentiating it from the entry area and the adjacent work alcove. This also gives the living room more intimacy and yields more headroom for the new kitchen beneath. A newly inserted wooden stair leads down to the garden level, where the kitchen adjoins a double-height dining area with a room-wide bench that offers ample seating for many guests. Larger windows and a new sliding glass door now join the space to a new terrace and the garden itself.Save this picture!SectionsThe modifications have created a captivating, loft-like dwelling whose compact scale offers intimate places while also providing a sense of spaciousness and a wide variety of visual connections. The structural intervention remains clearly legible in the exposed concrete, whose surfaces have generally been left raw. Only the top of the platform has been ground down to obtain a refined, terrazzo-like appearance. The house has been carefully renovated throughout. The existing wood floors and the curved wooden stair have been preserved while the layout has been modernized. Upstairs, the existing spaces have been transformed into an open landscape for children and guests. Sliding doors connect the three rooms and facilitate communal as well as the intimate use of the space. In the attic above, the clients have a private space of their own, with a bedroom, a dressing room, and a new bathroom.Save this picture!© Brigida GonzálezProject gallerySee allShow lessLahdelma & Mahlamäki Create Triangular Towers for a New High-Rise District in HelsinkiArchitecture NewsCork Screw House / rundzwei ArchitektenSelected Projects Share Photographs:  Brigida González Manufacturers Brands with products used in this architecture project “COPY” Projects NUB / Amunt Lead Architects: CopyAbout this officeAmuntOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentRenovationStuttgartGermanyPublished on October 11, 2018Cite: “NUB / Amunt” 11 Oct 2018. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogLouvers / ShuttersTechnowoodSunshade SystemsGlassMitrexSolar GreenhouseMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialCoffee tablesFlexformCoffee Table – GipsyCurtain WallsIsland Exterior FabricatorsPace Gallery Envelope SystemWoodSculptformTimber Battens in Double Bay HouseStonesCosentinoSilestone and Dekton in Villa OmniaBricksNelissenInner Wall Bricks – LückingPanels / Prefabricated AssembliesULMA Architectural SolutionsAir Facade PanelsWoodBlumer LehmannData Processing for Wood ProjectsEducational ApplicationsFastmount®Hidden Panel Fastener at Massey UniversitySealants / ProtectorsTOPCRETMicro-Coating – Baxab®More products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Save this picture!© Brigida González+ 20Curated by María Francisca González Share NUB / AmuntSave this projectSaveNUB / Amunt Sonja Nagel, Jan Theissen Architects: Amunt Area Area of this architecture project CopyHouses, Renovation•Stuttgart, Germany Structural Engineer: Houses Germany Reinhard Kaltenbach Area:  280 m² Year Completion year of this architecture project ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/903221/nub-amunt Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/903221/nub-amunt Clipboardlast_img read more

DEC creates new website

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: DEC Digital About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 4 August 2011 | News DEC creates new website The Disasters Emergency Committee (DEC) has redesigned its website to present more effectively how donors’ money is spent and to encourage more giving.Created by digital agency SiftGroups, the new design incorporates more rich media content such as video, slideshows and interactive maps. It also features more social media integration, including for the first time blogs and the facility for visitors to discuss and comment on the DEC’s work. The web design was paid for by DEC’s member agencies, not by funds donated to DEC appeals.DEC Chief Executive Brendan Gormley said: “The launch of our new website heralds a step change not just in technology and functionality but also in accountability and transparency. We are aiming to make much more information about our work not just available but genuinely accessible.“We also aim to create a platform for our 14 member agencies to share with our donors details of their work in the most immediate ways possible – with pictures, video and Tweets from the frontline of the aid effort.”The new website coincides with the DEC’s 2010-11 Annual Report which for the first time includes a breakdown not just of the aid that has been delivered but how money was spent to deliver it.Nick Torday, Account Director at SiftGroups, said: “The new DEC website concentrates on stronger story-telling to communicate how people’s money is being spent and the real difference it makes on the ground. Combined with our user-centred design process, the underlying technology of the site follows this core strategy, providing a quantum leap for the DEC in terms of how it communicates with its visitors as to where their money is going.”The current DEC East Africa Crisis Appeal has so far raised over £30 million with roughly two-thirds given directly to the DEC and one-third through its member agencies. Nearly half of the funds given straight to the DEC processed so far have come in via the web and over £500,000 has been given by text donations.www.dec.org.uk  30 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

Loan File Data – Truth or Fiction?

first_img Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily in Daily Dose, Featured, News, Technology Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Loan File Data LOS 2017-08-03 Brian Fitzpatrick Home / Daily Dose / Loan File Data – Truth or Fiction? Previous: Credit Score Facelift Next: Fannie Mae On Top About Author: Brian Fitzpatrick Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Demand Propels Home Prices Upward 2 days agocenter_img As President and CEO of LoanLogics, Inc., Brian Fitzpatrick oversees all operations of the company. He is a demonstrated leader with particular expertise in mortgage technology and business process outsourcing solutions. Mr. Fitzpatrick has raised industry-wide awareness of how technology plays a key role in the production and measurement of loan quality and performance. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Loan File Data – Truth or Fiction? Tagged with: Loan File Data LOS The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago August 3, 2017 1,467 Views Lenders often consider their loan origination system (LOS) to be the “single source of truth” because it is the place all the loan file information is stored. They presume the LOS knows all—but is that really the case?Not too long ago, my wife and I refinanced our home. While we were reviewing some documents, I noticed my name was misspelled on one of them as “Bryan.” Certainly, that’s not how I spelled it when filing out the application. The only way it got there was by somebody retyping it, and the only reason we saw it was because there was nothing in place to catch the error and correct it. In other words, the LOS couldn’t tell the difference.There’s little wonder that an LOS has trouble keeping everything straight. Lenders collect an incredible amount of information from the consumer—assets, income, credit information, bank account data, taxes—and then they collect even more information from third parties. It all goes into the loan file. When you’re gathering information from so many sources, in so many different formats, and through so many different methods, it’s not a matter of if the data starts to cross contaminate, but how bad the eventual contamination will become.There is one perception that digital mortgages will solve this problem. But this is a myth, too. In fact, it can create an even bigger mess. Many lenders are installing new “borrower portals” that make applying for a mortgage faster and easier, yet they are still using older technology on the back end. Some lenders are even taking all the information the borrower submits and retyping it into the LOS, which is another chance for information to be lost in translation.Every LOS vendor says their system does not let these issues happen. Having viewed loan files from every system out there, I can say with certainty that not one is immune from data problems or inconsistencies.Our industry will go a long way towards solving its data integrity issues if we stop talking about the LOS as the “single source of truth” and acknowledge that 100 percent accuracy is hard to come by in the mortgage world. However, it is best attained when lenders leverage technology capable of verifying and validating data that goes into the LOS throughout the process and electronically cross-validates data from multiple source documents and third-party systems and data sources. In this way, data contamination doesn’t spread and borrowers can have trust in the process.The LOS cannot determine what is true on its own. If lenders care about data quality, they should leverage additional technology to create loan files free from fiction.  Print This Post Subscribelast_img read more

PARC CEO welcomes ministers comments criticising judges over traffic cases

first_img Further drop in people receiving PUP in Donegal The head of road safety group PARC has welcomed the minister for transports decision to criticise judges over traffic offence cases.Minister Leo Varadkar made the comments in an interview with the Irish Times, voicing his frustration with the low conviction rates and imposition of penalty points.Speaking to Highland radio this morning, PARC CEO Susan Grey welcomed the minsters comments, stating that it was completely unacceptable that people could avoid conviction for driving offences… Twitter Main Evening News, Sport and Obituaries Tuesday May 25th WhatsApp Facebook News Man arrested on suspicion of drugs and criminal property offences in Derry 365 additional cases of Covid-19 in Republic PARC CEO welcomes ministers comments criticising judges over traffic cases By News Highland – December 28, 2013 RELATED ARTICLESMORE FROM AUTHOR Facebook Google+ WhatsApp [podcast]http://www.highlandradio.com/wp-content/uploads/2013/12/susan10.mp3[/podcast] Twitter Pinterest Google+ Previous articlePolice appeal for info after Derry armed robberyNext articleInvestigations underway after jeep crashes into Buncrana dole office News Highland 75 positive cases of Covid confirmed in North Pinterest Gardai continue to investigate Kilmacrennan firelast_img read more

Delhi University Decides To Postpone Exams Till August; Petitions Challenging DU Exam Notification Referred To Division Bench Of Delhi HC

first_imgNews UpdatesDelhi University Decides To Postpone Exams Till August; Petitions Challenging DU Exam Notification Referred To Division Bench Of Delhi HC Karan Tripathi8 July 2020 2:39 AMShare This – xThe Delhi University has decided to postpone the examinations till August, but has not provided a specific date on which the examinations will be held. The information was given to the Single Bench of Justice Prathiba M Singh which has directed to transfer all the petitions concerning the DU examinations before the Division Bench of Justice Hima Kohli and Justice Subramonium…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Delhi University has decided to postpone the examinations till August, but has not provided a specific date on which the examinations will be held. The information was given to the Single Bench of Justice Prathiba M Singh which has directed to transfer all the petitions concerning the DU examinations before the Division Bench of Justice Hima Kohli and Justice Subramonium Prasad. The order has come in a writ petition challenging the decision of the Delhi University to conduct open book examinations (OBE) on July 10. In today’s proceedings, the court was informed by the Delhi University that pursuant to the decision taken last night, the University examinations have been postponed till August 15. However, the University did not provide a specific date on which the said examinations will be conducted. The court was also informed by the University Grants Commission (UGC) that the Ministry of Human Resource Development (MHRD) has issued a revised Office Memorandum wherein the Universities are asked to conduct their examinations by September 2020. The mode of conducting the examinations, online or offline, has been left to be decided by the concerned Universities after taking into consideration the preparedness of the students as well as other factors. The Petitioners submitted that the final year students shall be promoted on the basis of the average marks earned in previous years along with the internal assessment. The Petitioners further filed a compilation of complaints received from students across the country wherein the following issues have been highlighted: Postponement of exams would lead to inability of students to apply for jobs in Public Sector Undertakings which have set the application deadline to be July 31. Such postponement would also adversely impact the prospects of the students why are seeking admissions for Post Graduate programmes in Universities abroad OBE method is plagued by technical glitches, lack of computers and internet access to many students Some students are finding it difficult to appear for the exams as someone in their family, or they themselves, are suffering from COVID19 Some students have also exhibited mental trauma due to the uncertainty that looms on the date of conducting the exams The Petitioners also argued that the decision taken by the University is contrary to the various provisions of the Delhi University Act, as the Executive and the Admission Council was bypassed while taking the decision. In light of these multiple petitions and the various sudden decisions that are being taken by the Delhi University, the court decided to refer the matter to the Division Bench of Justice Hima Kohli and Justice Subramonium Prasad. The said Division Bench is already hearing the matter concerning the issues of students who fall under the PwD category vis-a-vis the conducting of the Open Book Examinations in the writ petition titled Prateek Sharma v. Union of India. Next Storylast_img read more

Leo ‘failing to deliver for Donegal’ as post office opens in his constituency

first_imgAudioHomepage BannerNews Arranmore progress and potential flagged as population grows By News Highland – April 16, 2019 Twitter Twitter A Donegal Deputy has hit out at the Taoiseach over opening a new post office in his own constituency while rural post offices in Donegal have closed. Leo Varadkar attended the official ceremony at Castleknock, inside a Lidl premises, yesterday.Meanwhile Donegal has been deemed as one of the worst affected areas in terms of post office closures, with 17 shutting the doors in the county last year alone.Deputy Pat the Cope Gallagher has described the move as a clear indication that neither the Taoiseach nor the Government have an interest in rural Ireland:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2019/04/cobnbnmbnmbnmpeleo.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Facebook Previous articleGovernment urged to fulfil promises on Fair Deal ChangesNext articleLangan delighted to receive HE Football All Star News Highland Pinterest Pinterest Google+ Community Enhancement Programme open for applicationscenter_img RELATED ARTICLESMORE FROM AUTHOR WhatsApp Important message for people attending LUH’s INR clinic Leo ‘failing to deliver for Donegal’ as post office opens in his constituency Facebook News, Sport and Obituaries on Monday May 24th WhatsApp Loganair’s new Derry – Liverpool air service takes off from CODA Nine til Noon Show – Listen back to Monday’s Programme Google+last_img read more